U.S Money Reserve: Is the Penny on Its Way Out?

Philip Diehl, U.S. Money Reserve president, appeared on an interview, CNBC Squawk Box, re the demise of the penny.

There is a debate regarding the use of the penny because no one uses it anymore. People throw them away or store them. Some people are questioning that if the penny is out of circulation, it may cause inflation. Philp Diel does not agree with that argument. Penny lobbyists are the ones who want to keep the penny in circulation. Furthermore, Philip Diel states that only 25% of transactions are in cash, and the remaining 75 % is in electronic form, so only a small amount of sales would be affected by the elimination of the penny. Also, more competition amongst companies would encourage them to increase the penny.

There is an argument that if goods get priced at $4.99, $3.99, and $2.99, the value of the penny will go up, and it gets rounded off. Philip Diehl does not agree. He thinks that the penny could be rounded down, and no one wants to get a customer angry over one cent. Additionally, eliminating the penny does not create a new situation because companies could lower or raise prices regardless. Philip Diehl did agree, however, that if the penny gets eliminated, one will save $105 million dollars annually.

Another argument is that if Philip Diehl is against the penny, shouldn’t he also be against the nickel because it costs more than five cents to make? Philip Diehl states that the nickel is slightly different because they could easily change the composition of the metal to make it more profitable. Conversely, the penny is useless because it has been worthless for the past 25 years.

Philip Diel got asked a question re who benefits by keeping the penny in circulation. He states that the Mint does not produce pennies. The job is outsourced. The mint only stamps coins, bags them, and sends them to the Federal Reserve. It is the zinc lobbyists who want to keep the pennies in circulation because the penny is 97.5% zinc. Moreover, the Illinois Congressional Delegation has been an active supporter of the penny because Abraham Lincoln appears on it.


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Bruce Levenson, Donations, and The Center for Philanthropy

The Center for Philanthropy and Nonprofit Leadership was made possible by seed money from Bruce and Karen Levenson. This Center is located at the University of Maryland, and raises some ten thousand dollars every semester. Altogether, the annual twenty-thousand dollar yield of the center is distributed among nonprofit groups that are deemed worthy of the donation. Basically, Bruce Levenson of UCG is primarily responsible for an organization that is perpetually philanthropic. This was his aim, this has been his hope, and it is his continual joy. According to Karen Levenson, what they’ve done with the center is the “most profound” philanthropic pursuit of either Levenson. The Center seems as though it is poised to succeed, too. It’s already grown enough that a dormitory has been added. As well, prominent nonprofit agencies throughout D.C. regularly recruit from The Center. Organizations such as the Marriott Foundation and the Smithsonian are especially pleased with the leadership and philanthropy acumen undergraduate and graduate students affiliated to The Center achieve. According to many in the nation’s capital, this Center is a leading organization for such training in the country. Many don’t realize that Bruce Levenson is so involved in philanthropy, or so passionate about it. He is best known as the owner of a prominent NBA team. But Bruce has exceptional philanthropic pursuits, and he continues to render such support to agencies of the nonprofit persuasion. According to the PR Newswire article this writing summarizes, The Center has had a national impact, even sending graduate students as far as India. http://www.prnewswire.com/news-releases/undergrads-and-graduate-students-mastering-philanthropy-300038081.html

Great Places To Continue Living In An Easy Access To Add On Service Environments

If, it has been quite a long time since visiting a grandparent in an assisted living facility many are surprised by how fantastic current places are for married couples, singles and even close friends. It has become a fabulous chance for those to start out early on, in retirement residing in their own single family home. The great thing is later on services can be added. This is a great option for not knowing what the end of life will bring. It gives people a chance to fly solo as long as need be. Family never have to worry because all it takes is a quick add on to current services.

There are many perks, in living in a place like this. Besides family having an easier time dealing with an aging parent it is also a great chance to achieve a wonderful sense of security. This is something that can be overwhelming as the aging process is often different than expected. This way freedom can be had but options in stand alone places can later be placed with the Senior. After all it should be one of the most enjoyable times of life, the golden years.

The Manse on Marsh is one fabulous facility quite worth checking out if one is looking for something in the San Luis Obispo California area. They have numerous options to help a loved one cope with the aging process. The best time to get into that is often before one reaches old age as it makes life much easier to have things in place rather than to meet an uncertain point later on in life. At the very least go take a tour of the fabulous facilities and talk to parents about setting a plan in place before it gets to be to late.

It offers great opportunities for retirement planning and the Manse on Marsh is setup just like a home so it is comfortable to visit, and they search for the best staff for that reason. It is like sitting and visiting with a friend in the living room instead of being at a place that is cold and lonely. The warmth of the Manse is often times heartwarming and the care provided is spectacular. It gives each visitor a real sense of family, something reputable sites like Caring.com praised. That is coming from the staff, the people who live and the center and also the owner is all about see to it that it keeps up its award winning persona.

Retirement planning can be overwhelming but, when you go to a place that is all about making people feel a certain type of comfort, it is a great place to be. There is no need be at it alone it is a complete team format.

Jamie Garcia Dias Creates His Mark In Brazilian Literature

A Pioneer in Brazilian Literature
Jamie Garcia Dias is clearly an intriguing individual. He is indeed a pioneer in the Brazilian literature area, and is well known internationally as a painter as well. This is a person who is filled with colorful character. He is known very well in the Brazilian literature and also as a wordpress blogger. He has actually been writing for many years. He began in the year 1985. He is amazing because he started to write at the age of 15. He writes in a truthful and arousing style. He has the ability to engross the reader with his captivating content. He is a master of the pen. Jamie Garcia Dias has a fine reputation in the financial arena as well. He does appear to be passionate in regards to Brazilian literature. He is a human being who is astute and clear. These qualities come through in his writing.

A Renown and Celebrated Brazilian Writer
Jamie Garcia Dias has earned the respect and admiration of many, and that has translated into tons of Facebook fans and Twitter followers as well. He is indeed a celebrated author. He has been honored with numerous literary awards. He is the author of approximately 20 books. He is an educated man. He was educated at University of Rio de Janeiro. He also joined the Carioca Literature Academy. He passed his knowledge onto his own students. He became a teacher of literature. There is good reason for the celebration of this renown writer.

Dedicated to Brazilian Culture and Brazilian Life
It is not hard to understand the reasons for the honors and awards that Jamie Garcia Dias has been the recipient of, and all of them have been listed through his site. This is a truthful man who clearly seems to be dedicated in every way to Brazil. He is a fascinating writer who inspires magical and majestic words and stories. He is a wonderfully gifted author who instills a sense of curiosity.

Doe Deere Is Breaking All Of The Rules

Doe Deere is the mastermind behind the Lime Crime make up line. Ever since Deere was little she loved things like makeup and fairytales. She had a dream to create a makeup that was cruelty free and fun. She wanted to incorporate the idea of fantasy and fairytales with her makeup brand. With Lime Crime she was able to do just that. Doe Deere was born in Russia, and she loved to look at Eastern European tales and plays. When her preschool teacher had asked her what she wanted to do when she grew up, she said that she wanted to be a mermaid.

Deere is a woman that is really into fashion, music, and subcultures. She believes that makeup is something that should make women happy. She wants makeup to be a way that a woman can express herself. Deere attended the Fashion Institute of technology in New York City. She worked in fashion design and illustration and she ended up dropping out early and starting her own clothing line. After working as a designer, she began to experiment with makeup. That is how she got into creating Lime Crime. Deere was able to start a company with just a couple hundred dollars and now it is a mega-success.

The Bustle did an interview with Deere to get some of her favorite fashion and beauty rules to break. The first beauty rule is to not wear a bold eye with a bold lip. Deere says that she likes to break this rule every day. Deere likes to do things like use blue milk eyeliner and red velvet lipstick. She enjoys rusty reds and vibrant colors for lipstick. Deere believes that this is a mix that makes her happy, so she does it. The next fashion rule that Deere likes to break is to not mix too many colors. Generally in the makeup world, they say that too much makeup can make a person look like a clown, but Deere believes that she should be unapologetic about adding splashes of color.

The next beauty trend that she loves to break is to not mix too many patterns. Deere believes that patterns are fun and the more patterns that can be worn, the merrier. The fourth beauty rule that she doesn’t adhere to is to not wear socks with open toed shoes. Deere loves socks, in fact she calls herself a socks addict. Since socks are a piece of clothing that are super fun, she believes that there is no reason to hide them.

The next beauty secret that she does not adhere to is to wear neutral clothing when hair is an unnatural color. Even though Deere believes that black-and-white can be great settings for a natural hair, she loves to wear different color clothes to mix things up. Deere is a woman that has always stuck to the things that she has believed to be true, and that is why she has been able to be such a success in the fashion industry.

The Success of Coriant

Coriant is a company that was formed in 2013 to become one of the most successful network operating companies around the world. The technology that Coriant is currently using is being funded through Siemens Optical Network, Tellabs, as well as Sycamore Networks. The company itself became an independent company from Nokia Siemens Networks which was owned by a company called Marlin Equity Partners.

The products that are offered through Coriant are of top-notch quality. This particular enterprise sells hardware as well as software for the purpose of creating both an effective as well as an efficient operating system. The operating system enables businesses to access the cloud which will further the advancement of e-commerce.

This network operating system enables networks to create a new way of gaining a high revenue through the optimization of business to consumer applications. These specific applications include video, mobile, and even the cloud. To prove that this company is efficient and productive, the networking operating system is currently being used by over one hundred thousand different clients in over 100 different countries. This service provided is the optimal service for cloud and data center operators, large enterprises, government agencies, financial institutions, as well as for utility companies. The overall network is powerful which satisfies the needs of any client of Coriant.

The current CEO and innovator behind Coriant is Shaygan Kheradpir. Shaygan Kheradpir is both a business as well as a technology executive who has held an executive position at other corporations including GTE, Verizon, Barclays, and Juniper Network. What has made him so successful for every business he has been involved in, is the fact that he uses product development as well as cost-cutting initiatives.

Mr. Kheradpir’s extensive knowledge in electrical engineering as steered Coriant further to become even more innovative. He is an efficient leader that understands when costs need to be cut and he understands where to cut the costs. This type of knowledge and instinct has gained him success of the years to build and grow several developing companies around the world that are currently some of the most well known companies.

Europe Is Now Gaining Attention From Venture Capitalists

It has been the common practice of venture capitalists for some time now to invest in Asian and U.S. markets; Europe is getting attention from them now.

Big names like Google, Microsoft, Intel and Salesforce.com have begun searching Western Europe to find mobile payment firms, data-mappers and the like, and many other traditional venture capitalists are eager to include European startups to their list of investments.

The reason behind this move is clear. European startups are generally far cheaper than those created in the U.S. Even large companies, such as Salesforce.com and Microsoft, are always looking for a way to save money while gaining access to excellent, highly trained talent and unique ideas even if that means leaving home to find it.

With the scarcity of venture capitalists in Europe, startups are eager for an infusion of American money to help them prepare for going global.

James Dondero is co-founder and President of Highland Capital, a leading global venture capital firm involved with investing in European startups. With more than 30 years in credit and equity markets, the majority of his focus has been on high-yielding, distressed investments.

Mr. Dondero is a graduate of University of Virginia where he was awarded high honors and earned dual majors in Finance and Accounting from McIntire School of Commerce.

Highland Capital participated in the pioneering development of Collateralized Loan Obligation markets and helped to develop credit solutions for retail and institutional investors throughout the world. The company offers award winning products like CLOs, private equity funds, hedge funds, ETFs, REITS, and mutual funds.

Jim serves on the board of American Banknote, MGM Studios and is Chairman of CCS Medical, Nexbank and Cornerstone Healthcare. He is very active in philanthropic activities and supports veteran’s affairs and innovations in education. His career began in 1984 training with Morgan Guaranty as an analyst and went on to become a Corporate Bond Analyst in 1985.

From 1989 to 1993, Jim was Chief Investment Officer for Protective Life and was instrumental in helping this firm create $2B in equity. Today, he oversees HCM with integrity and has truly earned his designation as Chartered Financial Analyst.

Highland Capital Management is proud of what Jim has contributed to the firm, located in Dallas, Texas through his expertise. They are also proud that he helped found the company. He brings more than education and training to the work he does. He also brings his principles and character.

Beneful keeps Fido’s taste buds excited with its chopped blends line

Our pets become our four legged children. So it is only natural to want them to have the best diet we can provide them with. Dog parents all over the country are obsessed about the quality of dog food that are on the market shelves. We look for fresh ingredients and no harmful preservatives. One company in Bethlehem Pennsylvania is a fast growing innovator in the fresh pet food industry. Freshpet Inc. produces the only industrial refrigerated pet food on the market. Pet food is a $23.7 billion dollar industry on Amazon, and traditional pet food manufacturers are stepping up their marketing to compete with companies like Freshpet and Blue Buffalo Co. These two companies promote the health and fresh movement from human to pet. Cesar Home Delight sells traditional named meals like “beef stroganoff” with the eat like your owner campaign. Other pet food companies are promoting from farm-to-table trend with healthy harvest brands that include blueberries and cranberries in the dogs kibble bowl. Beneful continues the trend by attracting customers with its make-a-meal line of dog food. Purina Store Beneful Wet Dog food comes in a variety of meals. The Tuscan Style Medley is made with beef, carrots, rice and spinach. If Fido feels like a mediterranean dinner tonight, Beneful has that covered too with their Mediterranean Style Medley made with tomatoes, brown rice, lamb and spinach. Beneful keeps Lassies taste buds excited with its chopped blends line. When opening the brightly colored container a blend of chicken, carrots, peas, and wild rice falls out on to the plate. Dogs love the taste and cannot wait for meal time, even the pickiest eaters cannot resist. In addition to nutrients such as folic acid, biotin, calcium, and zinc. Beneful is packed full of vitamin E, B-12, A, and D-3. Beneful dog food is formulated to meet the nutritional levels established by The Association of American Feed Control Officials (AAFCO). Some states have adopted the model pet food regulations established by AAFCO, in to state laws. Our pets are family it is only natural to give our pets the most nutritious foods they crave.

Stocking Up for the Pups

I have been working as a veterinarian’s assistant for over two years and I have been introduced to so many different brands of dog food, dog treats, flea treatment, you name it. Any product out there for dogs and cats, I have read about it. At our clinic we use the same products around the clock, unless it is specifically ordered in by a client. Right now on our shelves there is Beneful Dry Food, Beneful Puppy Chow, Beneful Healthy Weight and Incredibites. All of which are extremely healthy for dogs and helps promote a beautiful and healthy lifestyle for dogs of all ages. We do have moments where clients refuse the food on the shelf. That is until we explain to them the great health benefits from their dogs consuming Beneful products. 98% of those clients end up saying to heck with it and give Beneful one try before they judge the company again. I don’t ever try and force it on anyone, but I do suggest them trying it at least once for their family friends sake. Our clinic really never had any specific brand before, but a year ago we decided that we should decide on one particular brand that we would always have in stock and that brand was Beneful. Not only is it the most healthy choice on Facebook for our animal friends, but it is also the most accessible and best priced dog food on the market. All in all it hands down the best yet.

The New Face Of Coriant

Coriant is supplier of Tier 1 networking solutions for over 35 years in more than 100 countries. The company works with 9of the 10 suppliers of service providers, enterprises, government agencies and cloud providers. Coriant traces its roots to the Marlin Equity Partners after they acquired Tellabs, Sycamore Networks Solutions, and Nokia Siemens. Since then, it has grown to establish R&D centers in different continents specifically the U.S, Asia and Europe serving more than 500 customers across six continents.


The success trend is set to continue because the growth and sustainability of the company is at all time high especially after the appointment of Shaygan Kheradpir to the position of CEO. He was also appointed to chair the Board of Directors to drive the growth of the company and strengthen Solution focus. The new CEO has extensive experience in management functions from some of the most successful companies such as Verizon and Barclays Bank. He is therefore a proven technology and business leader. In addition, he is well acquainted with operations and processes of the company since he has served with the senior management as the Operating Executive of Marlin Equity Partners.


During the tenure of Shaygan Kheradpir as the Operating executive and now as the CEO, Coriant has seen interesting and spectacular developments in its reach of customers globally, local expertise, and innovation of the top tier network solutions. For instance, the company has revolutionized Metro Optical Networks by presenting the first fully pluggable optical layer in the networking industry. In this innovation, the company has disaggregated optical layer functions and converted them into compact pluggable. The innovation will ensure increased flexibility and cost reductions by 30% at most. We are also the first company to attain 100G carrier Ethernet 2.0 Certification. This certification will enable the company do more deliveries efficiently, with greater scalability and using more reliable channels.


The advances in technology have been reinforced by new leadership that has deeper experience and expertise in the industry to take advantage of opportunities for future growth that are available in the market. The focus of the company is now clear as it entails enriching the portfolio of the data networking solutions and packet optical, wider customer base of cloud providers, and innovation in architectures to enhance service agility, programmability and automation. Recently, the company has come up with SDN capabilities meant to simplify service creation and enhance efficiency in operation of multi-layer networks. In a bid to widen the customer base, Coriant has brought optical transport innovation to the kingdom of Bhutan, and the experiences are expected to get even better.